Storm Damage

Prompt Storm Damage Roofing Repairs

Did you know our Cornhusker State is one of the leading states when it comes to hail damage in the U.S.? Your house is at higher risk for hail damage than homes on the east coast, and you're also at more significant risk for being taken advantage of by fly-by-night storm chaser companies. When storms leave damage, contact Above & Beyond Roofing at 402-661-0294 to schedule a free estimate with a company you can trust.

Will Insurance Cover My Home's Hail Damage?

Some people don't know that homeowner's insurance could pay for hail damage to a home. If you have received hail damage to your home, it's necessary to contact your home insurance provider.

Should I File A Claim For Hail Damage?

Some homeowners notice hail damage and decide not to report it to their insurance provider because they fear the costs of damage will raise their premiums.

It is prohibited to target an individual and raise their insurance premiums due to a homeowner's claim. But, insurance claims can lead to increased premiums across the board. In 2014, hail damaged homes, and property claims were at 1.4 billion in the U.S., higher than lightning, intense wind storms, and tornadoes combined. The bottom line is you can opt not to file a claim, but if our area of Omaha gets struck hard one year, your insurance rates can increase despite whether you file a claim or not.

Don't make that fear a reason you don't file a claim.

Shingles Roof Damage — Omaha, NE — Above & Beyond Roofing

How Does The Insurance Claim Process Go?

We have broken the process down for you into steps. Here is what you can expect:

Step One: Evaluation

If your home's roof and siding have received hail damage, the first step will be an evaluation assessment. Don't survey the damage yourself to determine if you want to file a claim. Walking on your roof can be very dangerous. The evaluation must be conducted by a professional. There could be damage you cannot see from the ground. Some companies do provide free property inspections. They might also take pictures so you can see the damage and discuss the available options.

Step Two: Compare Prices

Don't get just one estimate and accept it. We suggest you get at least three written estimates for hail damage and any other roof repairs. We advise this not only to save money, but it also protects you against fraud.

The roofing estimates you get should all be comparable in the total price. If one estimate is hundreds or even thousands of dollars different, you should find out why. If one estimate is a lot cheaper, question them and determine how they can afford to give that kind of pricing. Find out why their prices are so much less than other roofing companies.

Step Three: Select A Company and Payment Arrangement

Choose a trustworthy, local roofing business and know what their payment structure is. You won't get your insurance check the day after you file the claim, so make sure you know what's due. Some insurance companies will need estimates from the roofer you choose. When you choose Above & Beyond Roofing, you can be confident we will work with your insurance company to provide them what they need.

Things You Should Understand About Insurance And Hail Damage

Time is essential when filing a claim. Don't wait until the season ends. If you think you have storm damage, contact your insurance agent immediately to schedule an assessment. Specific policies only allow a short time when you can file a claim.
Most insurance companies cover structural and cosmetic damage. A specialist in roofing and siding will help you determine what type of damage your home has.
Only a trained professional can genuinely assess hail damage. You should have even little damage evaluated because even little damage could be the beginning of a much larger problem. If you miss the window to file a claim, it could be a costly mistake.
You can't stop your home from receiving hail damage, but brand-new roofs and siding will protect your home better. An older roof with depreciating shingles or siding that has been through many storms already is less effective at protecting your most valuable property.

At Above & Beyond Roofing, we help Omaha homeowners every day. Our experienced team will work directly with your insurance adjuster. We never start a job until you know the exact out of pocket cost you will have to pay.

Call us today at 402-661-0294 or complete our online form for no-obligation free estimate on your storm damage.