Roof Insurance – Omaha, NE
Having a new roof installed or new siding can be expensive. It also can really irk your nerves when a storm comes rolling through and you just had a new roof installed a year ago. No one wants to pay for a new roof after having one recently installed. If you think you have hail damage, wind damage, or other nature related damage done to your roof or exterior of your Omaha home, contact Above & Beyond Roofing. We will work with you and your insurance company if there is a need for a repair or replacement.
Your insurance company should help cover any roof damages done to your roof from a storm or other natural causes. If you are noticing a leaky roof, call your insurance agent immediately and Above & Beyond Roofing so we can get your roof patched up and stop the leaks before they go too far. Often insurance does not cover normal roof wear and tear, however, it never hurts to ask. Storm damage could be a factor in why you need to replace your roof.
You might be asking yourself, “Do I have storm damage?” “How do I know if I have storm damage?” Let a professional from Above & Beyond Roofing come out to your Omaha home or commercial property and assess the damage done.
What should I do if I think my roof is damaged?
Contact your insurance company along with your local roofing company. Be sure to schedule a full property damage inspection at no cost to you.
What is the cost to have someone come out and inspect my property for storm damage?
None! There is no cost for a homeowner to have a professional out to inspect their property for damage.
Can I get multiple bids or inspections done on my property?
Yes! We recommend having three estimates done from different local contractors.
Why should I get my home inspected prior to getting a new roof?
A home inspection will help assess whether or not the damage done, or not done, will be covered by insurance. Often insurance companies only cover storm damage. It is hard to tell whether or not the damage on your roof or siding is from hail, wind, rain, or normal wear and tear. That is why we strongly recommend getting a professional to come out and assess the damage prior to signing a contract with any contractors. Also, if your property is damaged, there may be limited time to file an insurance claim. Be smart and schedule repairs as soon as possible.
Will my insurance premiums go up if I file a storm damage claim?
Insurance companies typically cannot single out a homeowner for a rate increase based on an “Act of God” storm damage claim. Your insurance premium should not go up due to storm damage.
How long can I file an insurance claim after a storm hits?
The time you have to file an insurance claim varies with each insurance agency. Most insurance policies limit the time to file a claim between 12-24 months of the storm.
How much will my insurance cover?
How much your insurance covers depends on how much damage is done and what your insurance policy is. Your insurance is to protect your property against losses that affect value, functionality and safety. Insurance companies should and will provide compensation to have your property repaired.
How long will it take for me to get reimbursed?
Reimbursement can take anywhere from a week to ten days.
If you think your property has hail damage or other storm damage, contact a professional today to inspect your property. The sooner you get someone out to inspect, the sooner the repair or replacement can start. Don’t be at risk for having a leaking roof or other structural damage. Get someone out as soon as you can.
We work on your behalf to help process your insurance claims by working with your adjuster. Work never begins until you know exactly what you will pay out-of-pocket for the services performed.
For all storm damaged roofs, Above & Beyond Roofing in Omaha can help you out. Give us a call today for a FREE estimate on a new roof.